homeowner insurance
Comprehensive coverage
In order to protect "my home" from increasing natural disasters, neighborhood troubles, and various home-related problems, we will support you with full compensation.
Those who can apply
and those who are eligible for compensation (insured persons)
Those who can apply (Policyholder) |
|
---|---|
Those eligible for compensation (Insured) |
|
Target housing and
Insured household goods
- Housing covered by this insurance is limited to housing owned in whole or in part by the named insured person or a relative of the named insured person (so-called "own house") and where the named insured person resides in Japan. . (Duplicate insurance applications cannot be submitted for the same housing.)
- The subject of insurance is the household goods (movables for daily use) that are housed in the subject housing and owned by the insured person. However, the following items are not included.
① Automobiles, ships, aircraft, and their accessories ② Currency, etc., certificates of deposit, cash cards, electronic money, credit cards, prepaid cards, loan cards, checks, securities, stamps, stamps, train tickets, etc., commuter passes, commuter passes, etc. Tickets, gift certificates, tickets, and similar items ③ Animals, plants, and other living things ④ Manuscripts, plans, designs, templates, molds, wooden patterns, paper patterns, models, certificates, ledgers, and other similar items ⑤ Programs, data, and other similar items recorded on computer recording media such as tapes, cards, disks, and drums ⑥ Tatami mats, fittings, and other similar items ⑦ Electricity, communications, gas, water supply and drainage, sanitation, fire extinguishing, and air conditioning・Facilities such as heating, elevators, intercoms, lifts, etc. that have been added to the target residence ⑧ Bathtubs, sinks, gas stoves, cooking tables, shelves, furniture, and similar items that have been added to the building ⑨ Gates, walls, or fences or a storeroom, garage or other attached building.
CloseCommencement of liability (compensation) and
Period during which payments are not made (waiting period)
- If you apply by the application deadline on the 20th of each month and our company approves it, the compensation will start at midnight on the first day of the month following the application deadline (start date). However, if a different date is specified as the start date on the application form, that date will be used.
- Even after the liability (compensation) has started, there is a period (waiting period) during which insurance claims are not paid as follows.
- Bee/bird nest extermination cost insurance money: 30 days
- Stalker countermeasure cost insurance money ・・・・・・・・ 30 days
- Neighborhood trouble legal consultation cost insurance money: 180 days
- Lawyer's expense insurance for neighboring troubles: 180 days
3 plans to choose from
You can choose from three plans according to your lifestyle.
Estimated household contents insurance amount
household composition / Estimated household contents insurance amount |
Single |
For two people |
For family |
|
---|---|---|---|---|
Age of householder | ~34 years old | 3 million yen | 3 million to 5 million yen | 5 million yen |
35-54 years old | 3 million to 5 million yen | 5 million yen | 5 million to 7 million yen | |
Over 55 years old | 5 million yen | 5 million to 7 million yen | 7 million yen | |
insurance plan and Compensation amount |
Plan A Monthly 700 circle household property damage insurance maximum 300 Compensation up to 10,000 yen or Plan B Monthly 980 circle household property damage insurance maximum 500 Compensation up to 10,000 yen |
Plan B Monthly 980 circle household property damage insurance maximum 500 Compensation up to 10,000 yen or Plan C Monthly 1,200 circle household property damage insurance maximum 700 Compensation up to 10,000 yen |
Plan C Monthly 1,200 circle household property damage insurance maximum 700 Compensation up to 10,000 yen |
Compensation plan and compensation details, insurance money to be paid
Period of insurance | 1 year from the start date | |||
---|---|---|---|---|
Premium payment method | Monthly payment/Group collection (Collector: J:COM Group companies *Depends on your region) *Includes "Special provision for group collection of insurance premiums" and "Special provision for lump sum payment of insurance premiums for multiple contracts" |
|||
Monthly premium | Plan A 700 yen |
Plan B 980 yen |
Plan C 1,200 yen |
|
Insurance amount per accident |
household property damage insurance | 1 accident: 3 million yen | 1 accident: 5 million yen | 1 accident: 7 million yen |
Incidental expenses [Type of insurance money] Payment limit (per accident) |
[Extra-cost insurance] 20% of the home damage insurance amount (Limit 1 million) |
|||
[Insurance for the cost of removing remaining items] Property damage insurance Ten% |
||||
[Insurance money for temporary accommodation expenses] 200,000 yen and 30,000 yen per night |
||||
[Insurance for bee and bird nest removal costs] 30,000 yen (During one insurance period: up to 3 accidents) |
||||
[Insurance for stalking costs] 300,000 yen |
||||
neighborhood trouble cost |
[Insurance for Legal Consultation Expenses for Neighborhood Troubles] 1 accident: 30,000 yen (During one insurance period: up to two accidents) |
|||
[Insurance for attorney's fees for neighbourhood troubles] 1 accident: 500,000 yen (During one insurance period: up to two accidents) |
[Insurance for attorney's fees for neighbourhood troubles] 1 accident: 1 million yen (During one insurance period: up to two accidents) |
[Insurance for attorney's fees for neighbourhood troubles] 1 accident: 1.5 million yen (During one insurance period: up to two accidents) |
Application/contract flow
Preparation
This is an application with J:COM companies as group collectors. A credit card is required for application.
Please have your credit card ready when applying.
Credit card in your name
In principle, the payment method will be a credit card. Acceptable credit cards are those with the following mark.
Sign Up
Please enter your address and contact information from the website and apply.
J:COM Insurance applicationSending notification of completion of contract procedures
After accepting the application, we will send you a notice of completion of the contract procedure.
We will answer any questions you may have
[Disturbances with neighbors] Refers to troubles that occur with others in the insured's private life due to reasons stipulated in the contract.
[Underwriter] J:COM Small Amount and Short Term Insurance Co., Ltd. [Agent] JCOM Co., Ltd.
HP-202311-0005-1
- J:COM Top
- Our Service
- J:COM Insurance
- homeowner insurance