homeowner insurance

$New appearance! \ Prepare for natural disasters! //Owner's Home Security Insurance$

Comprehensive coverage

3 plans to choose from

Application flow

Those who are considering
Application

Current Customers
Various procedures

Inquiries about application

on the web
inquiry

plan simulation

Comprehensive coverage

In order to protect "my home" from increasing natural disasters, neighborhood troubles, and various home-related problems, we will support you with full compensation.

due to disaster or accident
Compensation for household property damage

In case of trouble in the neighborhood
Compensation for legal consultation costs, etc.

When you have trouble at home
free rush

Learn more about compensation

Those who can apply
and those who are eligible for compensation (insured persons)

Those who can apply (Policyholder)	Individuals who are adults on the date of application.
Those eligible for compensation (Insured)	The person (one person) who lives in the target housing is designated as the named insured person. (Limited to the policyholder or a relative within the second degree of kinship.) Relatives of the named insured who live together with the named insured are also insured. (Only one named insured person in the same residence can apply.)

Target housing and
Insured household goods

Housing covered by this insurance is limited to housing owned in whole or in part by the named insured person or a relative of the named insured person (so-called "own house") and where the named insured person resides in Japan. . (Duplicate insurance applications cannot be submitted for the same housing.)
The subject of insurance is the household goods (movables for daily use) that are housed in the subject housing and owned by the insured person. However, the following items are not included.

Items not covered by insurance

① Automobiles, ships, aircraft, and their accessories ② Currency, etc., certificates of deposit, cash cards, electronic money, credit cards, prepaid cards, loan cards, checks, securities, stamps, stamps, train tickets, etc., commuter passes, commuter passes, etc. Tickets, gift certificates, tickets, and similar items ③ Animals, plants, and other living things ④ Manuscripts, plans, designs, templates, molds, wooden patterns, paper patterns, models, certificates, ledgers, and other similar items ⑤ Programs, data, and other similar items recorded on computer recording media such as tapes, cards, disks, and drums ⑥ Tatami mats, fittings, and other similar items ⑦ Electricity, communications, gas, water supply and drainage, sanitation, fire extinguishing, and air conditioning・Facilities such as heating, elevators, intercoms, lifts, etc. that have been added to the target residence ⑧ Bathtubs, sinks, gas stoves, cooking tables, shelves, furniture, and similar items that have been added to the building ⑨ Gates, walls, or fences or a storeroom, garage or other attached building.

Commencement of liability (compensation) and
Period during which payments are not made (waiting period)

If you apply by the application deadline on the 20th of each month and our company approves it, the compensation will start at midnight on the first day of the month following the application deadline (start date). However, if a different date is specified as the start date on the application form, that date will be used.
Even after the liability (compensation) has started, there is a period (waiting period) during which insurance claims are not paid as follows.

Items not covered by insurance

Bee/bird nest extermination cost insurance money: 30 days
Stalker countermeasure cost insurance money ・・・・・・・・ 30 days
Neighborhood trouble legal consultation cost insurance money: 180 days
Lawyer's expense insurance for neighboring troubles: 180 days

Important matter manual

General insurance policy

special contract

3 plans to choose from

You can choose from three plans according to your lifestyle.

Estimated household contents insurance amount

household composition / Estimated household contents insurance amount		Single	For two people	For family
Age of householder	~34 years old	3 million yen	3 million to 5 million yen	5 million yen
	35-54 years old	3 million to 5 million yen	5 million yen	5 million to 7 million yen
	Over 55 years old	5 million yen	5 million to 7 million yen	7 million yen
insurance plan and Compensation amount		Plan A Monthly 700 circle household property damage insurance maximum 300 Compensation up to 10,000 yen or Plan B Monthly 980 circle household property damage insurance maximum 500 Compensation up to 10,000 yen	Plan B Monthly 980 circle household property damage insurance maximum 500 Compensation up to 10,000 yen or Plan C Monthly 1,200 circle household property damage insurance maximum 700 Compensation up to 10,000 yen	Plan C Monthly 1,200 circle household property damage insurance maximum 700 Compensation up to 10,000 yen

plan simulation

Compensation plan and compensation details, insurance money to be paid

Period of insurance		1 year from the start date
Premium payment method		Monthly payment/Group collection (Collector: J:COM Group companies Depends on your region) Includes "Special provision for group collection of insurance premiums" and "Special provision for lump sum payment of insurance premiums for multiple contracts"
Monthly premium		Plan A 700 yen	Plan B 980 yen	Plan C 1,200 yen
Insurance amount per accident	household property damage insurance	1 accident: 3 million yen	1 accident: 5 million yen	1 accident: 7 million yen
	Incidental expenses [Type of insurance money] Payment limit (per accident)	[Extra-cost insurance] 20% of the home damage insurance amount (Limit 1 million)
		[Insurance for the cost of removing remaining items] Property damage insurance Ten%
		[Insurance money for temporary accommodation expenses] 200,000 yen and 30,000 yen per night
		[Insurance for bee and bird nest removal costs] 30,000 yen (During one insurance period: up to 3 accidents)
		[Insurance for stalking costs] 300,000 yen
	neighborhood trouble cost	[Insurance for Legal Consultation Expenses for Neighborhood Troubles] 1 accident: 30,000 yen (During one insurance period: up to two accidents)
	neighborhood trouble cost	[Insurance for attorney's fees for neighbourhood troubles] 1 accident: 500,000 yen (During one insurance period: up to two accidents)	[Insurance for attorney's fees for neighbourhood troubles] 1 accident: 1 million yen (During one insurance period: up to two accidents)	[Insurance for attorney's fees for neighbourhood troubles] 1 accident: 1.5 million yen (During one insurance period: up to two accidents)

Application/contract flow

Step.1 Preparation
Step.2 Application
Step.3Send contract procedure completion notification

Step 1

Preparation

ID card (image)

This is an application with J:COM companies as group collectors. A credit card is required for application.
Please have your credit card ready when applying.

Acceptable credit cards

Credit card in your name

In principle, the payment method will be a credit card. Acceptable credit cards are those with the following mark.

Step.2

Sign Up

Application (image)

Please enter your address and contact information from the website and apply.

Important matter manual

General insurance policy

special contract

J:COM Insurance application

Step.3

Sending notification of completion of contract procedures

Contract procedure completion notification (image)

After accepting the application, we will send you a notice of completion of the contract procedure.

Other insurance

Net Anshin Insurance

Prepare for internet troubles
Compensation and service

Those who are considering
Application

Current Customers
Various procedures

Inquiries about application

on the web
inquiry

plan simulation

We will answer any questions you may have

Click here for frequently asked questions

[Disturbances with neighbors] Refers to troubles that occur with others in the insured's private life due to reasons stipulated in the contract.

[Notes]

[Insurance for damage to household goods] (Causes of payment) When damage occurs to the insured object due to the following accidents: ① Fire ② Lightning strike ③ Rupture or explosion ④ Wind, hail or snow disaster ⑤ Falling or flying objects from outside the covered house Etc. ⑥ Accidents of water supply and drainage equipment, water damage due to accidents other than the target house ⑦ Riots, violent acts due to group actions, vandalism ⑧ Flooding above the floor due to water disasters, etc. ⑨ Theft (Insured amount paid) Amount of damage determined by replacement cost However, in the event that precious metals, watches, jewels, jewels, calligraphy, paintings, antiques, sculptures, or other works of art are damaged, the amount of damage determined by market value shall not exceed 300,000 yen per item, set or pair. If it exceeds, the amount of damage will be deemed to be 300,000 yen.
[Extraordinary expenses insurance] (Cause of payment) When household property damage insurance is paid
[Insurance claims for removal of residual objects] (Cause of payment) When household property damage insurance claims are paid and residual objects are removed amount
[Insurance money for temporary accommodation expenses] (Cause of payment) When an insurance money for damage to household goods is paid, and you use paid accommodation facilities due to the unavailability of drinking water, electricity, gas, etc. Accommodation expenses incurred within 30 days including. However, expenses incurred incidental to accommodation such as meal charges and service charges are excluded.
[Bee and bird nest removal cost insurance] (Payment reason) When the removal work of bees or bird nests nested in the target house is entrusted to an extermination company (Insurance amount paid) Extermination specialist outsourcing the extermination work Of the bee and bird nest extermination expenses borne by the business operator, the expenses paid with the prior consent of the Company
[Insurance money for stalking measures] (Reason for payment) After reporting to the police, etc., the insured person's stalking behavior, etc., and bearing the costs to protect the safety and peace of the stalking behavior, etc. When (Insurance amount paid) The following expenses incurred within 90 days including the date of acceptance by the police, etc., and up to 1 year including the date of acceptance: Cameras, video cameras, or Expenses for recorders, etc. ・Expenses for multi-function telephones, etc., or expenses for changing phone numbers ・Expenses for various security devices, such as emergency call devices ・Expenses for legal consultation or attorney fees, etc. required for consultation with or delegation to an attorney ・Movement・Other expenses incurred with prior consent from the Company
[Legal consultation cost insurance] (Payment reason) When the insured faces a consultation case due to a neighborhood trouble, the insured person consults with a lawyer to resolve the problem and bears the legal consultation cost. (Insured amount paid) All of the following: ・Expenses incurred within one year from the date of the accident ・Expenses incurred while this insurance contract is still valid ・Along with the activities of a lawyer in Japan , Expenses incurred in Japan ・Expenses paid with prior consent from the Company
[Lawyer's fees insurance] (Payment reason) If the insured faces a lawyer's case due to a neighborhood dispute, the insured concludes an attorney-at-law entrustment contract with an attorney to resolve the matter, and pays attorney's fees, etc. 70% of all of the following when it was borne (insurance amount paid) ・Expenses incurred for attorney cases covered by attorney entrustment contracts concluded within one year from the date of the accident ・This insurance contract remains valid・Expenses incurred in Japan due to the activities of attorneys in Japan ・Expenses incurred with prior consent of the Company

[Underwriter] J:COM Small Amount and Short Term Insurance Co., Ltd. [Agent] JCOM Co., Ltd.
HP-202311-0005-1

homeowner insurance

Comprehensive coverage

Those who can applyand those who are eligible for compensation (insured persons)

Target housing andInsured household goods

Commencement of liability (compensation) andPeriod during which payments are not made (waiting period)

3 plans to choose from

Estimated household contents insurance amount

Compensation plan and compensation details, insurance money to be paid

Application/contract flow

Preparation

Credit card in your name

Sign Up

Sending notification of completion of contract procedures

Other insurance

We will answer any questions you may have

Those who can apply
and those who are eligible for compensation (insured persons)

Target housing and
Insured household goods

Commencement of liability (compensation) and
Period during which payments are not made (waiting period)